Cary and Fox River Grove real estate and homes for sale in Illinois, Residential Real Estate - Bill and Luanne Hauck, REALTORS® Bill  and Luanne Hauck REALTORS(r) for Cary and Fox River Grove, Illinois real estate, Residential Real Estate - NUMBER1EXPERTS™ Bill  and Luanne Hauck NUMBER1EXPERTS(tm) for Cary and Fox River Grove, Illinois real estate, Residential Real Estate
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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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What tropical haven is back in vogue, attracting celebrities like Cher, Madonna, and Sylvester Stallone, who have homes here?

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Made up of 17 islands in Biscayne Bay, Miami Beach is the "American Riviera" and famous for its tropical beauty.
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Bill  and Luanne Hauck, REALTORŪ, real estate agents and broker for Cary and Fox River Grove Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Bill and Luanne Hauck
ReMax of Barrington

306 West Northwest Hwy
Barrington, IL
Il 60010
Office Direct: 847-624-3272
Office Main: 847-624-3272
Bills Cell Phone: 847-624-3272
BillandLuanne@NUMBER1EXPERT.com
Bills Email: hauck@mc.net
Luannes Email: luanne@PreLovedHomes.com

"Let The Haucks Find You A New Nest" Welcome to our web site. We are Bill (agent)and Luanne (assistant) Hauck of RE/MAX of Barrington. We are the #1 Husband and Wife team at RE/MAX of Barrington, McHenry Counties largest selling real estate company. We go the extra mile to help you achieve your goals. That's why we constantly research the market and property values so your home is priced effectively from day one to coincide with our marketing plan getting you the most return on your investment. We also make sure the public knows your home is for sale by using innovative advertising and marketing techniques to attract potential buyers. Call or email us today!

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