Cary and Fox River Grove Illinois real estate listings, home buying, selling and relocation information

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Why Buyers Choose Us: Cary and Fox River Grove Illinois home buying, real estate listings, and homes for sale in McHenry County, IL

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Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Q	What three things are necessary in order to purchase a home?
A	Some cash, a dependable income and good credit. If you fall short, don't despair--homeownership may still be possible.
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Bill and Luanne Hauck are two of The Top Selling Real Estate Experts™
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Bill and Luanne Hauck, REALTORŽ, real estate agents and broker for Cary and Fox River Grove Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Bill and Luanne Hauck
RE/MAX UNLIMITED NORTHWEST
445 Park Avenue
Cary
Il 60013
Office Direct: 847-624-3272
Office Main: 847-624-3272
Bills Cell Phone: 847-624-3272
Luannes Cell Phone: 224-875-4663
Fax Number: 847-516-0924
BillandLuanne@NUMBER1EXPERT.com
Bills Email: hauck@mc.net
Luannes Email: luanne@PreLovedHomes.com
"Let The Haucks Find You A New Nest" Welcome to our web site. We are Bill and Luanne Hauck of RE/MAX Unlimited Northwest. We are the #1 Husband and Wife team at RE/MAX Unlimited Northwest, McHenry Counties largest selling real estate company. We go the extra mile to help you achieve your goals. That's why we constantly research the market and property values so your home is priced effectively from day one to coincide with our marketing plan getting you the most return on your investment. We also make sure the public knows your home is for sale by using innovative advertising and marketing techniques to attract potential buyers. Call or email us today!

www.prelovedhomes.com is brought to you by Bill and Luanne Hauck
NUMBER1EXPERTS™ in real estate for Cary and Fox River Grove, Illinois, Residential Real Estate

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