Cary and Fox River Grove Illinois real estate listings, home buying, selling and relocation information

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From My Affiliates: Cary and Fox River Grove Illinois home buying, real estate listings, and homes for sale in McHenry County, IL

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Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Q	What real estate term was first used in the 19th century and means "a high-flying flag on a ship"?
A	Skyscraper was first used in the 1880s when office buildings of 10 stories or more were built in Chicago and New York.
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Bill and Luanne Hauck are two of The Top Selling Real Estate Experts™
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Bill and Luanne Hauck, REALTORŽ, real estate agents and broker for Cary and Fox River Grove Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Bill and Luanne Hauck
RE/MAX UNLIMITED NORTHWEST
7107 Pingree Road
Crystal Lake
Il 60014
Office Direct: 847-624-3272
Office Main: 847-624-3272
Bills Cell Phone: 847-624-3272
Luannes Cell Phone: 224-875-4663
BillandLuanne@NUMBER1EXPERT.com
Bills Email: hauck@mc.net
Luannes Email: luanne@PreLovedHomes.com
"Let The Haucks Find You A New Nest" Welcome to our web site. We are Bill (agent)and Luanne (assistant) Hauck of RE/MAX Unlimited Northwest. We are the #1 Husband and Wife team at RE/MAX Unlimited Northwest, McHenry Counties largest selling real estate company. We go the extra mile to help you achieve your goals. That's why we constantly research the market and property values so your home is priced effectively from day one to coincide with our marketing plan getting you the most return on your investment. We also make sure the public knows your home is for sale by using innovative advertising and marketing techniques to attract potential buyers. Call or email us today!

www.prelovedhomes.com is brought to you by Bill and Luanne Hauck
NUMBER1EXPERTS™ in real estate for Cary and Fox River Grove, Illinois, Residential Real Estate

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